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GOOD NEWS! Preferred Credit Union still offers FREE CHECKING!

To experience completely Free Checking, sign up for your Preferred Credit Union Free Checking account today!  

Email or call 800-328-4131 for more information.

  • No per check charge
  • No minimum balance
  • No monthly service charges
  • Free VISA Check/Debit Card
  • Free Online Banking 
  • Free Phone Banking 
  • Free Online Bill Pay

Click here to obtain our Switch Kit to apply for our Free Checking online.  Not a member of PCU yet?  It's easy to become one!  Apply for Membership here!

OUR "CHANGE IT UP" PROGRAM HELPS YOU SAVE MONEY!  Every time you make a purchase with your PCU debit card, you will save a bit of money! At the end of each business day, debit transactions posted to our checking account will automatically be "changed up" to the nearest whole dollar amount and those extra funds will be transferred into the account of your choice.  The funds are yours to keep, spend or save.  Give us a call today to activate CHANGE IT UP on your account!
*Change it up program not available to all PCU members.  Please see an associate for details.

Check out our other great services below:
  • Check Protection Available (Line of Credit)
  • Courtesy Pay Available (on accounts in good standing*)
    • a $30/item fee will be charged to pay an item through Courtesy Pay;
    • you have up to 30 days to bring your account current;
    • you can access Courtesy Pay by writing a check, through Electronic Transactions, ATM Transactions or Debit Card Transactions
    • Courtesy Pay is stopped if you are not in good standing or if you tell us not to pay your overdrafts.
    • you can Opt In or Opt Out at any time

*Courtesy Pay offered at the discretion of PCU.

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