Mortgage Programs
Purchase
Purchasing a home is likely one of the largest financial investments a person will make, so it’s important to start the process off right, and understand your options. Getting the right mortgage is just as important as buying the right house.
Purchase
Purchasing a home is likely one of the largest financial investments a person will make, so it’s important to start the process correctly and understand your options. Getting the right mortgage is just as important as buying the right house.
Home Equity Loans
Use your home to get the funds you need, at rates and terms that makes sense for you budget.
- Rates as low as 4.50% APR*
- Fixed term loan with up to 15 year repayment (80% loan to value maximum)
- Fixed term or line of credit available
- Get the home equity loan to suit your needs
- Check out our rates
- More Info | Apply Now
Home Equity Prime Line
The Home Equity Prime Line is an open line of credit.
The interest rate on this loan is set to the Wall Street Journal prime rate; floor rate 5.00% APR*. You can borrow up to 65% of the equity in your home.
*APR = Annual Percentage Rate
Fixed Rate Home Equity Loans
The credit union also offers fixed rate home equity loans. Members can borrow up to 80% of the value in their homes, less existing mortgage balances. We offer up to a 30 year term with a 5 year balloon.
Connect with a Lender
Preferred Credit Union Mortgage Lenders can give you knowledgeable advice on which loan is right for you, help guide you through the application process, and answer any questions.
Contact Us
Phone: 1-800-328-4131 Ext.504
Fax: 1-616-942-9363
NMLS# 706733
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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Routing Number: 272480694
