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Purchase

Purchasing a home is likely one of the largest financial investments a person will make, so it’s important to start the process off right, and understand your options. Getting the right mortgage is just as important as buying the right house.

  • Conventional Loans
  • Rural Development Loans
  • Competitive Rates
  • Terms of 10 to 30 years
  • More Info | Apply Now

Refinance

Refinancing your home can be a helpful tool for home improvement projects, debt consolidation or simply lowering your monthly payment.

  • Lower your interest rate
  • Lower your monthly payment
  • Free up equity you have built up over the years
  • More Info | Apply Now

Purchase

Purchasing a home is likely one of the largest financial investments a person will make, so it’s important to start the process correctly and understand your options. Getting the right mortgage is just as important as buying the right house.

  • Conventional Loans
  • Rural Development Loans
  • Competitive Rates
  • Terms of 10 to 30 years
  • More Info | Apply Now

Refinance

Refinancing your home can be a helpful tool for home improvement projects, debt consolidation or simply lowering your monthly payment.

  • Lower your interest rate
  • Lower your monthly payment
  • Free up equity you have built up over the years
  • More Info | Apply Now

Home Equity Loans

Use your home to get the funds you need, at rates and terms that makes sense for you budget.

  • Rates as low as 4.50% APR*
  • Fixed term loan with up to 15 year repayment (80% loan to value maximum)
  • Fixed term or line of credit available
  • Get the home equity loan to suit your needs
  • Check out our rates
  • More Info | Apply Now

Home Equity Prime Line

The Home Equity Prime Line is an open line of credit.

The interest rate on this loan is set to the Wall Street Journal prime rate; floor rate 5.00% APR*. You can borrow up to 65% of the equity in your home.

*APR = Annual Percentage Rate

Fixed Rate Home Equity Loans

The credit union also offers fixed rate home equity loans. Members can borrow up to 80% of the value in their homes, less existing mortgage balances. We offer up to a 30 year term with a 5 year balloon.

Connect with a Lender

Preferred Credit Union Mortgage Lenders can give you knowledgeable advice on which loan is right for you, help guide you through the application process, and answer any questions. 

Contact Us

Phone: 1-800-328-4131 Ext.504
Fax: 1-616-942-9363

NMLS# 706733