Signature Loans
Personal Loan
Whether you are looking to consolidate your high-interest rate loans into one payment, fund a special purchase or even cover a major expense, a Preferred Credit Union Personal Loan is a great financing option.
Loan Payment Calculator
Enter the length of loan, rate, and either the payment or loan amount -
the other will be calculated for you.
FEATURES
- Fixed Term
- Fixed Rate
- Fixed Payment
- No Origination Fees
- No Collateral Required
- Competitive Rates
- Apply Today
Personal Line of Credit
Sign up for a Personal Line of Credit with Preferred today!
Write Checks Worry-Free
Protect Your Account From Overdraw
Get the Financial Flexibility You Need Today
Financial Fitness
Are you in need of a financial checkup? Let us help! We will review your credit report with you and determine where we can save you money! Whether it’s transferring high interest rate credit card balances, or consolidating other debt, we are sure we can help you save money each month with rates as low as 7.99% APR* and terms up to 60 months.
Simply contact one of our specialized loan professionals to get started!
*Details
A Revolving Line of Credit (Check Protection)
Write checks without worrying about overdrawing your account.
How It Works
If a check is written for more than what is in your share draft checking account, the check will be automatically covered by advancing funds up to your available credit limit with a minimum advancement of $100. You can apply for any amount of coverage between $100 and $10,000. Your approved amount becomes your personal reserve that you can use or not use as you see fit.
Become a PCU Member
Preferred Credit Union is a full service financial institution helping to serve the needs of those who work and live in our community. As your Preferred Financial Partner, our goal is to provide great member service while helping you save time and money on the products and services you need.
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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Routing Number: 272480694
