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Experience truly free checking

Sign up for your Preferred Credit Union FREE Checking account today!

Free VISA Debit Card


Free Online and Mobile Banking


Free Bill Pay




Access to 30,000+ surcharge-free ATM’s nationwide

Access to 5,000+ Shared Branch locations nationwide

No minimum balances

No monthly service charges

* Some restrictions apply

Join Preferred Credit Union Today!


Preferred Credit Union is a full service financial institution helping to serve the needs of those who work and live in our community. As your Preferred Financial Partner, our goal is to provide great member service while helping you save time and money on the products and services you need.



Every time you make a purchase with your PCU debit card, you will save a bit of money! At the end of each business day, debit transactions posted to our checking account will automatically be "changed up" to the nearest whole dollar amount and those extra funds will be transferred into the account of your choice. The funds are yours to keep, spend or save. Give us a call today to activate CHANGE IT UP on your account!
*Change it up program not available to all PCU members. Please see an associate for details.