Select Page
A sprouting plant

A fresh start on a checking account

If you have had difficulty opening a checking account at other banks, our Fresh Start Checking might be the answer for you.

FREE Debit Card


Free Online and Mobile Banking


FREE e-Statements




Access to 30,000+ surcharge-free ATM’s nationwide

Unlimited check writing

Same day cash availability on direct deposits, cash and account transfers, and some checks (see a team member for details)

$50 required to open the account; $25 share pledge on hold in your savings account and you must fund the checking account with the remaining $25.

Join Preferred Credit Union Today!


Preferred Credit Union is a full service financial institution helping to serve the needs of those who work and live in our community. As your Preferred Financial Partner, our goal is to provide great member service while helping you save time and money on the products and services you need.


Account Restrictions


Deposits not accepted through the ATM

Courtesy Pay not available with this program

Minimum 2 business day hold on non-approved checks

$10/month fee

Fresh Start Checking accounts do not qualify for new account promotions

After 12 months of active use, you may contact the credit union to see if the account can be upgraded to a FREE checking.  To switch to a FREE checking, we must see positive activity in the account, no more than six non-sufficient funds transactions in the last 12 months, and none in the last 90 days.