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Person to Person mobile payments

Preferred Pay allows our members to use their PCU debit card to send money to people rather than using cash, a personal check or online bank transfer.



Use your PCU debit card to send money to anyone in the U.S. through email or text

Preferred Pay is accessed through our Mobile Banking App or online.

Transfers received by debit card are real time, transfers received by ACH typically take two business days

Funds are immediately debited from the account attached to the debit card in real time

$1.00 fee per transaction

$500 limit per transaction

Option to register and save recipient names/emails/cell numbers for future use

Cancel the sent payment, as long as it has not been claimed

Unclaimed payments are returned within 10 days

Join Preferred Credit Union Today!

Preferred Credit Union is a full service financial institution helping to serve the needs of those who work and live in our community. As your Preferred Financial Partner, our goal is to provide great member service while helping you save time and money on the products and services you need.