Rates
For more information on a particular rate special call 1-800-328-4131. Rate specials expire December 31st, 2021 unless stated otherwise.
Holiday Loan Special
5.99% APR* • 12 Month Term
6.99% APR* • 18 Month Term
7.99% APR* • 24 Month Term
Auto Loan Special
2.99% APR* • 75 Month Term • 2017 & Newer
4.75% APR* • 96 Month Term • 2019 & Newer
Side by Side UTV Special
4.99% APR* • 96 Month Term • 2017 & Newer
5.49% APR* • 144 Month Term • 2017 & Newer
5.99% APR* • 180 Month Term • 2017 & Newer
Snowmobile Special
4.50% APR* • 75 Month Term • 2020 & Newer
4.99% APR* • 87 Month Term • 2020 & Newer
Motorcycle Special
5.49% APR* • 96 Month Term • 2017 & Newer
6.24% APR* • 120 Month Term • 2017 & Newer
Boat and Travel Trailer Specials
3.99% APR* • 144 Month Term • 2017 & Newer
4.49% APR* • 180 Month Term • 2017 & Newer
*APR = Annual Percentage Rate. APY = Annual Percentage Yield. Annual Percentage Rate subject to change and may vary based on credit worthiness of borrower. All loans subject to approval.
Discounts have been added to give the lowest possible rates. Some products require active checking account and auto payment transfer to receive lowest rate.
Titled Vehicle | As Low As
2.24% APR • Up to 24 months
2.74% APR • 25 to 36 months
2.74% APR • 37 to 48 months
3.09% APR • 49 to 69 months
3.59% APR • 70 to 75 months
3.99% APR • 76 to 87 months
Recreational Vehicle | As Low As
2.79% APR • Up to 24 months
3.29% APR • 25 to 36 months
3.54% APR • 37 to 48 months
4.04% APR • 49 to 69 months
4.54% APR • 70 to 75 months
5.04% APR • 76 to 87 months
Call for Rates • 88 to 180 months
Unsecured Loans
Signature Loans: 8.25% APR • 36 month term
Signature Loans: 8.75% APR • 60 month term
APR = Annual Percentage Rate
Home Equity Loans
4.50% APR • First Lien: 5 year fixed
5.50% APR • First Lien: 12 year fixed
6.00% APR • First Lien: 15 year fixed
6.50% APR • First Lien: 30 year/5 year balloon
5.00% APR • Second Lien: 5 year fixed
6.00% APR • Second Lien: 12 year fixed
6.50% APR • Second Lien: 15 year fixed
7.00% APR • Second Lien: 30 year/5 year balloon
The Preferred Home Equity
4.99% APR • 10 Year Term
5.24% APR • 10 Year Term
5.49% APR • 15 Year Term
5.74% APR • 15 Year Term
The Preferred Mortgage
2.375% APR • 10 Year Term
2.625% APR • 10 Year Term
2.50% APR • 15 Year Term
2.875% APR • 15 Year Term
APR = Annual Percentage Rate
For longer term rates, contract our mortgage department 1-800-328-4131 Ext 504. Rates are effective as of 6.3.2021 and are subject to change without notice.
Rates effective 8/30/2021 and are subject to change without notice. All savings accounts are insured up to $250,000 by the National Credit Union Administration and back by the full faith and credit of the United States Government. Fees, if applicable, may reduce the earnings on these accounts.
Savings
Share Savings Account • 0.15% APY
Vacation Club • 0.20% APY
Christmas Club • 0.20% APY
IRA Savings • 0.30% APY
Health Savings Account
0.25% APY • $100.00 – $999.99
0.50% APY • $1,000.00 – $4,999.99
0.75% APY • $5,000.00 – $9,999.99
1.00% APY • $10,000.00+
Preferred Money Account
0.20% APY • $500.00 – $2,499.99
0.25% APY • $2,500.00 – $9,999.99
0.30% APY • $10,000.00 – $24,999.99
0.35% APY • $25,000.00 – $49,999.99
0.40% APY • $50,000.00+
Checking
Direct Interest Checking
0.15% APY
50 Plus Interest Checking
0.15% APY
Premier Interest Checking
0.15% APY • $0.00 – $1,499.99
0.25% APY • $1,500.00+
Business Interest Checking
0.15% APY • $0.00 – $4,999.99
0.25% APY • $5,000.00+
Regular CDs
0.15% APY • 6 Month Term CD
0.25% APY • 6 Month Term CD – $10,000 or more
0.20% APY • 9 Month Term CD
0.30% APY • 9 Month Term CD – $10,000 or more
0.35% APY • 12 Month Term CD
0.45% APY • 12 Month Term CD – $10,000 or more
0.50% APY • 24 Month Term CD
0.60% APY • 24 Month Term CD – $10,000 or more
0.60% APY • 30 Month Term CD
0.70% APY • 30 Month Term CD – $10,000 or more
0.70% APY • 36 Month Term CD
0.80% APY • 36 Month Term CD – $10,000 or more
0.95% APY • 48 Month Term CD
1.06% APY • 48 Month Term CD – $10,000 or more
1.06% APY • 60 Month Term CD
1.16% APY • 60 Month Term CD – $10,000 or more
IRA CDs
0.25% APY • 6 Month Term CD
0.35% APY • 6 Month Term CD – $10,000 or more
0.30% APY • 9 Month Term CD
0.40% APY • 9 Month Term CD – $10,000 or more
0.45% APY • 12 Month Term CD
0.55% APY • 12 Month Term CD – $10,000 or more
0.60% APY • 24 Month Term CD
0.70% APY • 24 Month Term CD – $10,000 or more
0.70% APY • 30 Month Term CD
0.80% APY • 30 Month Term CD – $10,000 or more
0.80% APY • 36 Month Term CD
0.90% APY • 36 Month Term CD – $10,000 or more
1.05% APY • 48 Month Term CD
1.16% APY • 48 Month Term CD – $10,000 or more
1.16% APY • 60 Month Term CD
1.26% APY • 60 Month Term CD – $10,000 or more
APY = Annual Percentage Yield. APR = Annual Percentage Rate subject to change and may vary based on credit worthiness of borrower. All loans subject to approval.
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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Routing Number: 272480694
©2021, Preferred Credit Union All Rights Reserved
Member of the National Mortgage Registry, NMLS #706733
