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Refer your friends and family to Preferred Credit Unions Mortgage Referral Program. You get $100 and they get $250 off closing cost! To qualify for the program, referring member cannot be a signer on the loan. Paid out after mortgage is disbursed. $100 is paid out via Visa Gift Card. $250 is paid out via closing discount. New money only or a minimum of $25,000 new money on a refinance. Cannot be combined with other promotions. Offer expires December 31, 2018. NMLS# 706733. Speak with a mortgage loan officer for more details.