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Preferred Rewards

Use your credit card for all your purchases big and small. From groceries to fuel to utility bills, your everyday purchases will really pay off. You will earn 1 point for ever $1 spent.

Enjoy these great features

  • An extensive rewards catalog with popular brands, top merchants, event tickets and more
  • Convenient online travel reservations
  • ShopSPOT card-linked bonus point offers
  • ShopSPOT online bonus point offers
  • And much more

Redeem your points here:

VISA REWARDS for cards beginning with 4202
VISA REWARDS  for all other cards

Visa Balance Transfer

Less Is MORE! Consolidate your high interest credit cards to our Platinum Visa Credit Card for one low monthly payment. Plus NO Balance Transfer Fee!

Consolidating can reduce your payments and increase cash flow which is why Less Truly Is More!

Take advantage of our special Balance Transfer offer, you may qualify for a Visa gift card up to $100!

Apply for a Balance Transfer below or call 1-800-328-4131 for more information.

Platinum VISA Credit Card Features

No Annual Fee

25 Day Grace Period On Purchases

Reward Points

Platinum Card benefits (see an associate for details)

Rates as low as 7.99% APR (this is the lowest percentage rate available; your APR may be higher depending on your credit history)

Please review our Visa Disclosure prior to application

Get a Platinum Visa Credit Card with Preferred Credit Union

Already have a Visa and need to increase your limit?

Already have a Visa and want to do a balance transfer?

Keep your Visa card secure with Visa Purchase Alerts

Whenever you pay with your Visa card receive email alerts for transactions in real-time and immediately identify potentially fraudulent activity. Enroll Today!

To report your PCU Visa Credit Card lost or stolen after hours

Call 1-800-991-4961 for cards starting with 4202
Call 1-888-241-2510 for all other cards

Reporting Fraudulent Activity

If you would like to dispute a charge made to your PCU VISA credit card, please do so immediately.  To dispute by phone call 1-800-328-4131.

Visa Card Activation

Debit Card Activation:  1-800-466-0040
Visa Credit Cards (starting with 4202):  1-800-456-6870
Visa Credit Cards (all other cards): 1-800-619-0245