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Less Is More

Consolidate your high interest credit cards to our Platinum VISA Credit Card for one low monthly payment. Plus NO Balance Transfer Fee!

Consolidating can reduce your payments and increase cash flow which is why Less Truly Is More!

For more information call 1-800-328-4131

Platinum VISA Credit Card Features

No Annual Fee

25 Day Grace Period On Purchases

Reward Points

Platinum Card benefits (see an associate for details)

Rates as low as 7.99% APR (this is the lowest percentage rate available; your APR may be higher depending on your credit history)

Get a Platinum Visa Credit Card with Preferred Credit Union

Apply for a Credit Card

Already have a Visa and need to increase your limit?

Apply for a Visa Increase

Already have a Visa and want to do a balance transfer?

Apply for a Balance Transfer

Please review our Visa Disclosure prior to application

Visa Disclosure

Visa Rewards!

Earn reward points every time you use your PCU Visa Credit Card.  Use your points for gift cards, merchandise, travel, charitable donations and more.

Redeem your points here:

Visa Rewards for cards beginning with 4202

Visa Rewards for all other cards

Keep your Visa card secure with Visa Purchase Alerts

Whenever you pay with your Visa card receive email alerts for transactions in real-time and immediately identify potentially fraudulent activity. Enroll Today!

To report your PCU Visa Credit Card lost or stolen after hours

Call 1-800-991-4961 for cards starting with 4202
Call 1-800-528-2273 for all other cards

Reporting Fraudulent Activity

If you would like to dispute a charge made to your PCU VISA credit card, please do so immediately.  To dispute by phone call 1-800-328-4131.

Visa Card Activation

Debit Card Activation:  1-800-466-0040
Visa Credit Cards (starting with 4202):  1-800-456-6870
Visa Credit Cards (all other cards): 1-800-619-0245