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Driving on the road

Live Freely. Drive Happily.

Preferred Credit Union is your source for a loan on your next vehicle. We offer very competitive loan rates and terms with a variety of financing options to best fit your needs.

Finance Any Vehicle You Can Think Of

Competitive Loan Rates and Terms

Low Monthly Payments

Vehicle Loans

Preferred auto loan rates start as low as 1.49% APR* and offer low monthly payments, comfortable terms and no payments for 90 days, plus no loan processing fees.

If you have a vehicle financed elsewhere, why don’t you trade your auto loan to us? In addition to low interest rates and monthly payments, we will give you up to a $100 VISA gift card as a signing bonus with your loan refinance.

Call one of our loan professionals today at 800-328-4131 or click here to apply for an auto loan online. We can get you approved in as little as 15 minutes! Don’t wait any longer…apply today!

*this is the lowest rate available. Your rate may be higher based on your credit score and loan terms.

Preferred Start Loan

Are you ready to purchase your first vehicle?  If so, Preferred Credit Union can help with our Preferred Start auto loan program.  This type of loan is designed for those who have little to no credit and are ready to purchase their first vehicle.

Little to no established credit

Must have at least one year on the job (or same line of work

10% down

Rates as low as 5.99% APR

Vehicle must be a 2006 or newer with less than 100,000 miles on it

Loan cannot exceed $15,000

Vehicle Loan Refinancing!

Have you recently financed a vehicle elsewhere? Did you get the rate and term you wanted?

Get the payment and term you originally wanted by refinancing with us! We will refinance your loan starting at 1.00% APR* below the rate you are currently paying to as low as 1.49% APR.

As an additional reward for you to refinance your loan with PCU, you will receive a $100 VISA gift card if your loan is $7,500 or greater or a $50 VISA gift card if your loan is $5,000 – $7,499. Give us a call today!

*Certain restrictions may apply; rate & terms will be based on your credit history.

Auto Loan Payment Calculator

Enter the length of loan, rate, and either the payment or loan amount -
the other will be calculated for you.

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Apply For a Loan Today

Preferred Credit Union offers competitive loan products and loan rates.

Apply Now!

Model Year 2016 Fuel Economy Guide Now Available!

When considering a purchase for a new vehicle, don’t just look at the color and options. You can also look at the fuel use by clicking here. The U.S. Department of Energy fuel economy guide can help you determine the annual fuel cost for your vehicle!

Preferred auto loan rates start as low as 1.49% APR* and offer low monthly payments, comfortable terms and no payments for 90 days, plus no loan processing fees.

If you have a vehicle financed elsewhere, why don’t you trade your auto loan to us? In addition to low interest rates and monthly payments, we will give you up to a $100 VISA gift card as a signing bonus with your loan refinance.

Call one of our loan professionals today at 800-328-4131 or click here to apply for an auto loan online. We can get you approved in as little as 15 minutes! Don’t wait any longer…apply today!

*this is the lowest rate available. Your rate may be higher based on your credit score and loan terms.