For more information on a particular rate special call 1-800-328-4131. Rate specials as of June 1, 2026. Specials subject to change at any time.
CD Specials
8 Month CD • 3.75% APY
25 Month CD • 3.85% APY
*CD Specials have $1,000 minimum balance, regular or IRA money, no institution or public money. Offer subject to change at any time.
Loan Specials
Summer Loan Special (unsecured)
9.99% APR* • 12 Month Term
Auto Loan Special
5.49% APR* • 60 Month Term • 2024 & Newer
5.75% APR* • 75 Month Term • 2024 & Newer
6.50% APR* • 87 Month Term • 2024 & Newer
7.25% APR* • 96 Month Term • 2024 & Newer
Side by Side UTV and Jet Ski Special
9.00% APR* • 96 Month Term • 2024 & Newer
10.00% APR* • 120-144 Month Term • 2024 & Newer
10.50% APR* • 180 Month Term • 2024 & Newer
Motorcycle Special
8.50% APR* • 96 Month Term • 2024 & Newer
9.00% APR* • 120-144 Month Term • 2024 & Newer
9.50% APR* • 180 Month Term • 2024 & Newer
Boat and Travel Trailer Specials
7.00% APR* • 120-144 Month Term • 2024 & Newer
7.50% APR* • 180 Month Term • 2024 & Newer
*APR = Annual Percentage Rate. APY = Annual Percentage Yield. Annual Percentage Rate subject to change and may vary based on credit worthiness of borrower. All loans subject to approval.
Discounts have been added to give the lowest possible rates. Some products require active checking account and auto payment transfer to receive lowest rate.
Titled Vehicle | As Low As
5.75% APR • Up to 69 months
6.25% APR • 70 to 75 months
6.75% APR • 76 to 87 months
Preferred Start Auto Loan | As Low As
9.50% APR • Up to 72 months
*Rate includes Loan Rebate, restrictions apply.
*Rate includes Loan Rebate, restrictions apply.
Recreational Vehicle | As Low As
6.75% APR • Up to 69 months
7.25% APR • 70 to 75 months
7.75% APR • 76 to 87 months
Home Improvement TLC Loan
10.99% APR* • Up to 60 months
11.99% APR* • Up to 120 months
Unsecured Loans
Signature Loans: 11.00% APR • Up to 36 month term
Signature Loans: 11.50% APR • 37 to 60 month term
PCU Platinum Visa® Credit Card: as low as 9.99% APR
APR = Annual Percentage Rate
For more information on additional mortgage programs call 1-800-328-4131. Rate current as of June 1, 2026 and subject to change at any time.
The Preferred Mortgage
10 Year • as low as 5.49% APR
15 Year • as low as 5.74% APR
20 Year • as low as 5.74% APR
30 Year • as low as 6.25% APR
*Minimum loan amount $25,000, 1st Lien position only, additional discounts may apply.
The Preferred Home Equity Loan
10 Year • as low as 5.99% APR
15 Year • as low as 6.25% APR
20 Year • as low as 6.25% APR
*Minimum loan amount $10,000, no fees, 2nd Lien position only.
Home Equity Line of Credit Loan
As low as the Wall Street Journal Prime Rate, 6.75% APR as of May 22, 2026.
Rates effective 11/13/25 and are subject to change without notice. All savings accounts are insured up to $250,000 by the National Credit Union Administration and back by the full faith and credit of the United States Government. Fees, if applicable, may reduce the earnings on these accounts.
CD Specials
8 Month CD • 3.75% APY
25 Month CD • 3.85% APY
*CD Specials have $1,000 minimum balance, regular or IRA money, no institution or public money. Offer subject to change at any time.
Savings
Share Savings Account • 0.10% APY
Vacation Club • 0.20% APY
Christmas Club • 0.20% APY
IRA Savings • 0.30% APY
Health Savings Account
0.25% APY • $100.00 – $999.99
0.50% APY • $1,000.00 – $4,999.99
0.75% APY • $5,000.00 – $9,999.99
1.00% APY • $10,000.00+
Preferred Money Account
0.45% APY • $500.00 – $2,499.99
0.50% APY • $2,500.00 – $9,999.99
0.55% APY • $10,000.00 – $24,999.99
0.60% APY • $25,000.00 – $49,999.99
0.65% APY • $50,000.00+
Checking
Direct Interest Checking
0.35% APY
50 Plus Interest Checking
0.35% APY
Premier Interest Checking
0.35% APY • $0.00 – $1,499.99
0.45% APY • $1,500.00+
Business Interest Checking
0.35% APY • $0.00 – $4,999.99
0.45% APY • $5,000.00+
Regular CDs
2.38% APY • 6 Month Term CD
2.48% APY • 6 Month Term CD – $10,000 or more
2.43% APY • 9 Month Term CD
2.53% APY • 9 Month Term CD – $10,000 or more
2.58% APY • 12 Month Term CD
2.68% APY • 12 Month Term CD – $10,000 or more
2.73% APY • 24 Month Term CD
2.84% APY • 24 Month Term CD – $10,000 or more
2.83% APY • 30 Month Term CD
2.93% APY • 30 Month Term CD – $10,000 or more
2.94% APY • 36 Month Term CD
3.04% APY • 36 Month Term CD – $10,000 or more
3.20% APY • 48 Month Term CD
3.30% APY • 48 Month Term CD – $10,000 or more
3.30% APY • 60 Month Term CD
3.40% APY • 60 Month Term CD – $10,000 or more
IRA CDs
2.47% APY • 6 Month Term CD
2.58% APY • 6 Month Term CD – $10,000 or more
2.52% APY • 9 Month Term CD
2.63% APY • 9 Month Term CD – $10,000 or more
2.68% APY • 12 Month Term CD
2.78% APY • 12 Month Term CD – $10,000 or more
2.83% APY • 24 Month Term CD
2.93% APY • 24 Month Term CD – $10,000 or more
2.93% APY • 30 Month Term CD
3.03% APY • 30 Month Term CD – $10,000 or more
3.03% APY • 36 Month Term CD
3.14% APY • 36 Month Term CD – $10,000 or more
3.29% APY • 48 Month Term CD
3.39% APY • 48 Month Term CD – $10,000 or more
3.39% APY • 60 Month Term CD
3.50% APY • 60 Month Term CD – $10,000 or more
APY = Annual Percentage Yield. APR = Annual Percentage Rate subject to change and may vary based on credit worthiness of borrower. All loans subject to approval.
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