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  • Hours & Locations

    Location

    7473 N. Storey Rd.
    Belding, MI 48809

    • ATM Available
    • Night Drop Available
    • Drive Thru Available

    Contact

    Phone: (616) 794-2505
    Fax: (616) 794-1518

    Lobby Hours

    Monday – Friday: 9:00am to 5:00pm

    Drive Thru Hours

    Monday – Thursday: 9:00am to 5:00pm
    Friday: 9:00am to 5:30pm

    Call Center Hours

    Monday – Friday: 8:00am to 5:30pm
    Saturday: 9:00am to 12:00pm
    Phone: 1-800-328-4131

    Location

    3767 Sparks Dr SE
    Grand Rapids, MI 49546

    • ATM (walk up)
    • Night Drop Available
    • Drive Thru Available

    Contact

    Phone: (616) 942-9630
    Fax: (616) 942-9363

    Hours

    Monday-Friday: 9:00am to 5:00pm
    Saturday: 9:00am to 12:00pm

    Call Center Hours

    Monday – Friday: 8:00am to 5:30pm
    Saturday: 9:00am to 12:00pm
    Phone: 1-800-328-4131

    Location

    534 N. Lafayette
    Greenville, MI 48838

    • Night Drop Available
    • Drive Thru Available

    Contact

    Phone: (616) 794-2505
    Fax: (616) 794-1518

    Lobby Hours

    Monday – Friday: 9:00am to 5:00pm
    Saturday: Appointment Only

    Drive Thru Hours

    Monday – Thursday: 9:00am to 5:00pm
    Friday: 9:00am to 5:30pm
    Saturday: 9:00am to 12:00pm

    Call Center Hours

    Monday – Friday: 8:00am to 5:30pm
    Saturday: 9:00am to 12:00pm
    Phone: 1-800-328-4131

    Location

    329 N Michigan Ave
    Hastings, MI 49058

    • ATM available

    Contact

    Phone: (269) 945-9754
    Fax: (269) 945-3342

    Hours

    Monday, Tuesday, Wednesday & Friday: 9:00am to 5:00pm
    Thursday: 9:00am to 6:00pm

    Call Center Hours

    Monday – Friday: 8:00am to 5:30pm
    Saturday: 9:00am to 12:00pm
    Phone: 1-800-328-4131

    Location

    4245 S Westnedge Ave
    Kalamazoo, MI 49008

    • ATM
    • Night Drop Available

    Contact

    Phone: (269) 382-1880
    Fax: (269) 382-3601

    Hours

    Monday – Friday: 9:00am to 5:00pm

    Call Center Hours

    Monday – Friday: 8:00am to 5:30pm
    Saturday: 9:00am to 12:00pm
    Phone: 1-800-328-4131

    Location

    266 N. Jebavy Drive
    Ludington, MI 49431

    • ATM Available
    • Night Drop
    • Drive Thru Available

    Contact

    Phone: (231) 843-3464
    Fax: (231) 843-4294

    Lobby Hours

    Monday – Friday: 9:00am to 5:00pm

    Drive Thru Hours

    Monday – Friday: 9:00am to 5:00pm
    Saturday: 9:00am to 12:00pm

    Call Center Hours

    Monday – Friday: 8:00am to 5:30pm
    Saturday: 9:00am to 12:00pm
    Phone: 1-800-328-4131

    Nationwide Shared Branching 

    Co-op Locations          Xtend Locations          Xtend Brochure

    Access 30,000+ ATMs and 5,000 Branch Locations Nationwide

    • Make Deposits (holds may apply)
    • Withdrawals
    • Transfer Funds
    • Make Loan Payments
    • Purchase Official Checks & Money Orders

    When you visit a Shared Branching location, you will need to let them know you bank with Preferred Credit Union and provide them with your Account Number and a Valid Government Issued ID.

    While Shared Branching is a FREE benefit to PCU members, each Shared Branching location can charge fees for different services like check cashing and money orders.  Some restrictions apply, learn more!

     

    Memorial Day | Monday, May 30th, 2022 | CLOSED

    Independence Day | Monday, July 4th, 2022 | CLOSED

    Labor Day | Monday, September 5th, 2022 | CLOSED

    Columbus Day | Monday, October 10th, 2022 | CLOSED

    Thanksgiving Day | Thursday, November 24th, 2022 | CLOSED

    Christmas Eve | Saturday, December 24th, 2022 | CLOSED

    Christmas | Monday, December 26th 2022 (observed) | CLOSED

    New Year’s Eve | Saturday, December 31st, 2022 | CLOSED

    New Year’s | Monday, January 2nd, 2023 (observed) | CLOSED

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Rates

For more information on a particular rate special call 1-800-328-4131. Rate specials expire September 30, 2022 unless stated otherwise.

Summer Loan Special
6.99% APR* • 12 Month Term
7.99% APR* • 18 Month Term
8.99% APR* • 24 Month Term
Auto Loan Special
3.75% APR* • 75 Month Term • 2020 & Newer
5.50% APR* • 96 Month Term • 2020 & Newer
Side by Side UTV Special
6.25% APR* • 96 Month Term • 2018 & Newer
7.25% APR* • 120-144 Month Term • 2018 & Newer
7.75% APR* • 180 Month Term • 2018 & Newer
Snowmobile Special
5.00% APR* • 75 Month Term • 2021 & Newer
5.50% APR* • 87 Month Term • 2021 & Newer
Motorcycle Special
 5.75% APR* • 96 Month Term • 2018 & Newer
6.25% APR* • 120-144 Month Term • 2018 & Newer
6.75% APR* • 180 Month Term • 2018 & Newer
Boat and Travel Trailer Specials
5.00% APR* • 120-144 Month Term • 2018 & Newer
5.50% APR* • 180 Month Term • 2018 & Newer

*APR = Annual Percentage Rate. APY = Annual Percentage Yield. Annual Percentage Rate subject to change and may vary based on credit worthiness of borrower. All loans subject to approval.

Discounts have been added to give the lowest possible rates. Some products require active checking account and auto payment transfer to receive lowest rate.

Titled Vehicle | As Low As
3.00% APR • Up to 24 months
3.50% APR • 25 to 36 months
3.50% APR • 37 to 48 months
3.75% APR • 49 to 69 months
4.25% APR • 70 to 75 months
4.75% APR • 76 to 87 months
Recreational Vehicle | As Low As
3.50% APR • Up to 24 months
4.00% APR • 25 to 36 months
4.25% APR • 37 to 48 months
4.75% APR • 49 to 69 months
5.25% APR • 70 to 75 months
5.75% APR • 76 to 87 months
Call for Rates • 88 to 180 months
Unsecured Loans
Signature Loans: 9.00% APR • Up to 36 month term
Signature Loans: 9.50% APR • 37 to 60 month term
PCU Platinum Visa® Credit Card: as low as 7.99% APR
APR = Annual Percentage Rate

Click for today's Mortgage Rates!

Rates effective 1/01/2022 and are subject to change without notice. All savings accounts are insured up to $250,000 by the National Credit Union Administration and back by the full faith and credit of the United States Government. Fees, if applicable, may reduce the earnings on these accounts.

Savings

Share Savings Account • 0.10% APY
Vacation Club • 0.20% APY
Christmas Club • 0.20% APY
IRA Savings • 0.30% APY
 
Health Savings Account
0.25% APY • $100.00 – $999.99
0.50% APY • $1,000.00 – $4,999.99
0.75% APY • $5,000.00 – $9,999.99
1.00% APY • $10,000.00+
Preferred Money Account
0.20% APY • $500.00 – $2,499.99
0.25% APY • $2,500.00 – $9,999.99
0.30% APY • $10,000.00 – $24,999.99
0.35% APY • $25,000.00 – $49,999.99
0.40% APY • $50,000.00+

Checking

Direct Interest Checking
0.15% APY
50 Plus Interest Checking
0.15% APY
Premier Interest Checking
0.15% APY • $0.00 – $1,499.99
0.25% APY • $1,500.00+
Business Interest Checking
0.15% APY • $0.00 – $4,999.99
0.25% APY • $5,000.00+

Regular CDs

0.15% APY • 6 Month Term CD
0.25% APY • 6 Month Term CD – $10,000 or more
0.20% APY • 9 Month Term CD
0.30% APY • 9 Month Term CD – $10,000 or more
0.35% APY • 12 Month Term CD
0.45% APY • 12 Month Term CD – $10,000 or more
0.50% APY • 24 Month Term CD
0.60% APY • 24 Month Term CD – $10,000 or more
0.60% APY • 30 Month Term CD
0.70% APY • 30 Month Term CD – $10,000 or more
0.70% APY • 36 Month Term CD
0.80% APY • 36 Month Term CD – $10,000 or more
0.95% APY • 48 Month Term CD
1.06% APY • 48 Month Term CD – $10,000 or more
1.06% APY • 60 Month Term CD
1.16% APY • 60 Month Term CD – $10,000 or more

IRA CDs

0.25% APY • 6 Month Term CD
0.35% APY • 6 Month Term CD – $10,000 or more
0.30% APY • 9 Month Term CD
0.40% APY • 9 Month Term CD – $10,000 or more
0.45% APY • 12 Month Term CD
0.55% APY • 12 Month Term CD – $10,000 or more
0.60% APY • 24 Month Term CD
0.70% APY • 24 Month Term CD – $10,000 or more
0.70% APY • 30 Month Term CD
0.80% APY • 30 Month Term CD – $10,000 or more
0.80% APY • 36 Month Term CD
0.90% APY • 36 Month Term CD – $10,000 or more
1.05% APY • 48 Month Term CD
1.16% APY • 48 Month Term CD – $10,000 or more
1.16% APY • 60 Month Term CD
1.26% APY • 60 Month Term CD – $10,000 or more
APY = Annual Percentage Yield. APR = Annual Percentage Rate subject to change and may vary based on credit worthiness of borrower. All loans subject to approval.

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

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Member of the National Mortgage Registry, NMLS #706733