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Loan Rates

Rates are effective as of 03/01/2017 and are subject to change without notice. These are the lowest annual percentage rates available. Your APR may be higher depending on your credit history.
For current mortgage loan rates, contact our mortgage department at 800-328-4131 ext 763

Loan Rate* APR**
Titled Vehicle: up to 24 months as low as 1.49 1.49
Titled Vehicle: up to 36 months as low as 2.04 2.04
Titled Vehicle: 37 to 48 months as low as 2.54 2.54
Titled Vehicle: 49 to 69 months as low as 2.54 2.54
Titled Vehicle: 70 to 75 months as low as 3.74 3.74
Titled Vehicle: 76 to 87 months as low as 4.74 4.74
Recreational Vehicle: up to 24 months as low as 2.24 2.24
Recreational Vehicle: up to 36 months as low as 2.54 2.54
Recreational Vehicle: 37 to 48 months as low as 3.04 3.04
Recreational Vehicle: 49 to 69 months as low as 3.54 3.54
Recreational Vehicle: 70 to 75 months as low as 4.24 4.24
Recreational Vehicle: 76 to 87 months as low as 4.74 4.74
Recreational Vehicle: 88 to 180 months as low as 6.49 6.49
Unsecured Loans
Signature Loans:  up to 36 months as low as 7.50 7.50
Signature Loans:  37 to 60 months as low as 8.00 8.00
*VISA Platinum Credit Card 7.99 7.99

*Some products require active checking account and Auto Payment Transfer to receive lowest rate
**APR = Annual Percentage Rate

The Preferred Mortgage

Credit Score Credit Tier 10 Year 15 Year
740+ A+ 3.25 3.50 Up to 80% LTV
680-739 A 4.25 4.50 15 Year max term
1st lien position only
Must have credit score of 680 or higher
Minimum Loan Amount $25,000.00

For longer term mortgage loan rates, contact our mortgage department 1-800-328-4131 ext 763


Mortgage Loan Calculator

Enter the length of loan, rate, and either the payment or loan amount -
the other will be calculated for you.

Or optionally enter your monthly payment amount.

Mortgage Rates

For current mortgage loan rates, contact our mortgage department 1-800-328-4131 ext 763

Home Equity Loans Rate APR*
First Lien: 5 year fixed 4.50 4.50
First Lien: 12 year fixed 5.50 5.50
First Lien: 15 year/5 year balloon 6.00 6.00
First Lien: 30 year/5 year balloon 6.50 6.50
Second Lien: 5 year fixed 5.00 5.00
Second Lien: 12 year fixed 6.00 6.00
Second Lien: 15 year/5 year balloon 6.50 6.50
Second Lien: 30 year/5 year balloon 7.00 7.00

Mortgage Loan Calculator

Enter the length of loan, rate, and either the payment or loan amount -
the other will be calculated for you.

Or optionally enter your monthly payment amount.

Savings Rates

All savings accounts are insured up to $250,000 by the National Credit Union Administration and back by the full faith and credit of the United States Government.

 Savings Rate APY*
Share Savings Account 0.15% 0.15%
Vacation Club 0.25% 0.25%
Christmas Club 0.50% 0.50%
Preferred Money Account
$500.00 – $2,499.99
$2,500.00 – $9,999.99
$10,000.00 – $24,999.99
$25,000.00 – $49,999.99
$50,000.00 and up

0.15%
0.20%
0.25%
0.30%
0.35%

0.15%
0.20%
0.25%
0.30%
0.35%
IRA Savings 0.35% 0.35%
Health Savings Account 0.25% – 1.00% 0.25% – 1.00%

 

Regular CDs Rate APY*
6 Month CD 0.20% 0.20%
6 Month CD- $10,000 or more 0.35% 0.35%
9 Month CD 0.30% 0.30%
9 Month CD- $10,000 or more 0.45% 0.45%
12 Month CD 0.35% 0.35%
12 Month CD- $10,000 or more 0.50% 0.50%
24 Month CD 0.45% 0.45%
24 Month CD- $10,000 or more 0.60% 0.60%
30 Month CD 0.50% 0.50%
30 Month CD- $10,000 or more 0.65% 0.65%
36 Month CD 0.75% 0.75%
36 Month CD- $10,000 or more 0.90% 0.90%
48 Month CD 0.95% 0.95%
48 Month CD- $10,000 or more 1.10% 1.11%
60 Month CD 1.30% 1.31%
60 Month CD-$10,000 or more 1.45% 1.46%

 

IRA CDs Rate APY*
6 Month CD 0.40% 0.40%
6 Month CD- $10,000 or more 0.55% 0.55%
9 Month CD 0.50% 0.50%
9 Month CD- $10,000 or more 0.65% 0.65%
12 Month CD 0.55% 0.55%
12 Month CD- $10,000 or more 0.70% 0.70%
24 Month CD 0.65% 0.65%
24 Month CD- $10,000 or more 0.80% 0.80%
30 Month CD 0.70% 0.70%
30 Month CD- $10,000 or more 0.85% 0.85%
36 Month CD 0.95% 0.95%
36 Month CD- $10,000 or more 1.10% 1.11%
48 Month CD 1.15% 1.16%
48 Month CD- $10,000 or more 1.30% 1.31%
60 Month CD 1.50% 1.51%
60 Month CD-$10,000 or more 1.65% 1.66%