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Rate Specials

For more information on a particular rate special call 1-800-328-4131.

 Autumn Loan Special APR* Term Offer Expires
  6.99% 12 Months 11/30/2019
  7.99% 18 Months 11/30/2019
  8.99% 24 Months 11/30/2019

 

Motorcycle Special APR* Term Offer Expires
2016 & Newer 6.29% 96 Months 9/30/2019

 

 Auto Loan Special APR* Term Offer Expires
2016 & Newer 4.29% 75 Months 9/30/2019
2018 & Newer 5.29% 96 Months 9/30/2019

 

Side by Side UTV Special APR* Term Offer Expires
2016 & Newer as low as 5.24% 96 Months 9/30/2019
2016 & Newer as low as 5.74% 144 Months 9/30/2019
2016 & Newer 6.24% 180 Months 9/30/2019

 

Personal Watercraft APR* Term Offer Expires
2016 & Newer as low as 5.24% 96 Months 9/30/2019
2016 & Newer as low as 5.74% 144 Months 9/30/2019
2016 & Newer 6.24% 180 Months 9/30/2019

 

Boats & Travel Trailers APR* Term Offer Expires
2016 & Newer as low as 4.74% 144 Months 9/30/2019
2016 & Newer as low as 5.24% 180 Months 9/30/2019

 

CD Rate Special APR* Offer Expires
15 Month CD 2.23% (2.25% APY) 10/31/2019
25 Month CD 2.42% (2.45% APY) 10/31/2019

15 & 25 month CD Special: minimum of $1,000 and must be new to PCU money. Financial institution, broker and public funds are not eligible for special rates.

*APR = Annual Percentage Rate.  APY = Annual Percentage Yield. Annual Percentage Rate subject to change and may vary based on credit worthiness of borrower. All loans subject to approval.

Loan Rates

Rates are effective as of 09/22/2018 and are subject to change without notice. These are the lowest annual percentage rates available. Your APR may be higher depending on your credit history.
For current mortgage loan rates, contact our mortgage department at 800-328-4131 ext 763

Loan Rate* APR**
Titled Vehicle: up to 24 months as low as 3.24 3.24
Titled Vehicle: up to 36 months as low as 3.29 3.29
Titled Vehicle: 37 to 48 months as low as 3.79 3.79
Titled Vehicle: 49 to 69 months as low as 3.79 3.79
Titled Vehicle: 70 to 75 months as low as 4.99 4.99
Titled Vehicle: 76 to 87 months as low as 5.99 5.99
Recreational Vehicle: up to 24 months as low as 3.49 3.49
Recreational Vehicle: up to 36 months as low as 3.79 3.79
Recreational Vehicle: 37 to 48 months as low as 4.29 4.29
Recreational Vehicle: 49 to 69 months as low as 4.79 4.79
Recreational Vehicle: 70 to 75 months as low as 5.49 5.49
Recreational Vehicle: 76 to 87 months as low as 5.99 5.99
Recreational Vehicle: 88 to 180 months as low as Call
Unsecured Loans
Signature Loans:  up to 36 months as low as 8.00 8.00
Signature Loans:  37 to 60 months as low as 8.50 8.50
*VISA Platinum Credit Card 7.99 7.99

*Some products require active checking account and Auto Payment Transfer to receive lowest rate
**APR = Annual Percentage Rate

Mortgage Rates

For current mortgage loan rates, contact our mortgage department 1-800-328-4131 ext 763.

Home Equity Loans Rate APR*
First Lien: 5 year fixed 4.50 4.50
First Lien: 12 year fixed 5.50 5.50
First Lien: 15 year/5 year balloon 6.00 6.00
First Lien: 30 year/5 year balloon 6.50 6.50
Second Lien: 5 year fixed 5.00 5.00
Second Lien: 12 year fixed 6.00 6.00
Second Lien: 15 year/5 year balloon 6.50 6.50
Second Lien: 30 year/5 year balloon 7.00 7.00

 

The Preferred Mortgage

Credit Score Credit Tier 10 Year 15 Year
730+ A+ 3.50 3.625 Up to 80% LTV
680-729 A 3.75 4.00 15 Year max term
        1st lien position only
        Must have credit score of 680 or higher
        Minimum Loan Amount $25,000.00

For longer term mortgage loan rates, contact our mortgage department 1-800-328-4131 ext 763 Rates are effective as of 10/20/2018 and are subject to change without notice.


Mortgage Loan Calculator

Enter the length of loan, rate, and either the payment or loan amount -
the other will be calculated for you.

Or optionally enter your monthly payment amount.

Savings Rates

Rates effective 7/1/18 and are subject to change without notice.  All savings accounts are insured up to $250,000 by the National Credit Union Administration and back by the full faith and credit of the United States Government. Fees, if applicable, may reduce the earnings on these accounts.

 Savings Rate APY*
Share Savings Account 0.15% 0.15%
Vacation Club 0.25% 0.25%
Christmas Club 0.50% 0.50%
Preferred Money Account
$500.00 – $2,499.99
$2,500.00 – $9,999.99
$10,000.00 – $24,999.99
$25,000.00 – $49,999.99
$50,000.00 and up

0.25%
0.30%
0.35%
0.40%
0.45%

0.25%
0.30%
0.35%
0.40%
0.45%
IRA Savings 0.35% 0.35%
Health Savings Account 0.25% – 1.00% 0.25% – 1.00%

 

Regular CDs Rate APY*
6 Month CD 0.60% 0.60%
6 Month CD- $10,000 or more 0.75% 0.75%
9 Month CD 0.70% 0.70%
9 Month CD- $10,000 or more 0.85% 0.85%
12 Month CD 0.85% 0.85%
12 Month CD- $10,000 or more 1.00% 1.00%
24 Month CD 0.95% 0.95%
24 Month CD- $10,000 or more 1.10% 1.11%
30 Month CD 1.00% 1.00%
30 Month CD- $10,000 or more 1.15% 1.16%
36 Month CD 1.25% 1.26%
36 Month CD- $10,000 or more 1.40% 1.41%
48 Month CD 1.90% 1.92%
48 Month CD- $10,000 or more 2.05% 2.07%
60 Month CD 2.25% 2.27%
60 Month CD-$10,000 or more 2.40% 2.43%

 

IRA CDs Rate APY*
6 Month CD 0.80% 0.80%
6 Month CD- $10,000 or more 0.95% 0.95%
9 Month CD 0.90% 0.90%
9 Month CD- $10,000 or more 1.05% 1.06%
12 Month CD 1.05% 1.06%
12 Month CD- $10,000 or more 1.20% 1.21%
24 Month CD 1.15% 1.16%
24 Month CD- $10,000 or more 1.30% 1.31%
30 Month CD 1.20% 1.21%
30 Month CD- $10,000 or more 1.35% 1.36%
36 Month CD 1.45% 1.46%
36 Month CD- $10,000 or more 1.60% 1.61%
48 Month CD 1.80% 1.82%
48 Month CD- $10,000 or more 1.95% 1.97%
60 Month CD 2.15% 2.17%
60 Month CD-$10,000 or more 2.35% 2.38%

 

Loan Payment Calculator

Enter the length of loan, rate, and either the payment or loan amount -
the other will be calculated for you.

Or optionally enter your monthly payment amount.