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Rates

For more information on a particular rate special call 1-800-328-4131. Rate specials expire September 30, 2022 unless stated otherwise.

Summer Loan Special
6.99% APR* • 12 Month Term
7.99% APR* • 18 Month Term
8.99% APR* • 24 Month Term
Auto Loan Special
3.75% APR* • 75 Month Term • 2020 & Newer
5.50% APR* • 96 Month Term • 2020 & Newer
Side by Side UTV Special
6.25% APR* • 96 Month Term • 2018 & Newer
7.25% APR* • 120-144 Month Term • 2018 & Newer
7.75% APR* • 180 Month Term • 2018 & Newer
Snowmobile Special
5.00% APR* • 75 Month Term • 2021 & Newer
5.50% APR* • 87 Month Term • 2021 & Newer
Motorcycle Special
 5.75% APR* • 96 Month Term • 2018 & Newer
6.25% APR* • 120-144 Month Term • 2018 & Newer
6.75% APR* • 180 Month Term • 2018 & Newer
Boat and Travel Trailer Specials
5.00% APR* • 120-144 Month Term • 2018 & Newer
5.50% APR* • 180 Month Term • 2018 & Newer

*APR = Annual Percentage Rate. APY = Annual Percentage Yield. Annual Percentage Rate subject to change and may vary based on credit worthiness of borrower. All loans subject to approval.

Discounts have been added to give the lowest possible rates. Some products require active checking account and auto payment transfer to receive lowest rate.

Titled Vehicle | As Low As
3.00% APR • Up to 24 months
3.50% APR • 25 to 36 months
3.50% APR • 37 to 48 months
3.75% APR • 49 to 69 months
4.25% APR • 70 to 75 months
4.75% APR • 76 to 87 months
Recreational Vehicle | As Low As
3.50% APR • Up to 24 months
4.00% APR • 25 to 36 months
4.25% APR • 37 to 48 months
4.75% APR • 49 to 69 months
5.25% APR • 70 to 75 months
5.75% APR • 76 to 87 months
Call for Rates • 88 to 180 months
Unsecured Loans
Signature Loans: 9.00% APR • Up to 36 month term
Signature Loans: 9.50% APR • 37 to 60 month term
PCU Platinum Visa® Credit Card: as low as 7.99% APR
APR = Annual Percentage Rate

Rates effective 1/01/2022 and are subject to change without notice. All savings accounts are insured up to $250,000 by the National Credit Union Administration and back by the full faith and credit of the United States Government. Fees, if applicable, may reduce the earnings on these accounts.

Savings

Share Savings Account • 0.10% APY
Vacation Club • 0.20% APY
Christmas Club • 0.20% APY
IRA Savings • 0.30% APY
 
Health Savings Account
0.25% APY • $100.00 – $999.99
0.50% APY • $1,000.00 – $4,999.99
0.75% APY • $5,000.00 – $9,999.99
1.00% APY • $10,000.00+
Preferred Money Account
0.20% APY • $500.00 – $2,499.99
0.25% APY • $2,500.00 – $9,999.99
0.30% APY • $10,000.00 – $24,999.99
0.35% APY • $25,000.00 – $49,999.99
0.40% APY • $50,000.00+

Checking

Direct Interest Checking
0.15% APY
50 Plus Interest Checking
0.15% APY
Premier Interest Checking
0.15% APY • $0.00 – $1,499.99
0.25% APY • $1,500.00+
Business Interest Checking
0.15% APY • $0.00 – $4,999.99
0.25% APY • $5,000.00+

Regular CDs

0.15% APY • 6 Month Term CD
0.25% APY • 6 Month Term CD – $10,000 or more
0.20% APY • 9 Month Term CD
0.30% APY • 9 Month Term CD – $10,000 or more
0.35% APY • 12 Month Term CD
0.45% APY • 12 Month Term CD – $10,000 or more
0.50% APY • 24 Month Term CD
0.60% APY • 24 Month Term CD – $10,000 or more
0.60% APY • 30 Month Term CD
0.70% APY • 30 Month Term CD – $10,000 or more
0.70% APY • 36 Month Term CD
0.80% APY • 36 Month Term CD – $10,000 or more
0.95% APY • 48 Month Term CD
1.06% APY • 48 Month Term CD – $10,000 or more
1.06% APY • 60 Month Term CD
1.16% APY • 60 Month Term CD – $10,000 or more

IRA CDs

0.25% APY • 6 Month Term CD
0.35% APY • 6 Month Term CD – $10,000 or more
0.30% APY • 9 Month Term CD
0.40% APY • 9 Month Term CD – $10,000 or more
0.45% APY • 12 Month Term CD
0.55% APY • 12 Month Term CD – $10,000 or more
0.60% APY • 24 Month Term CD
0.70% APY • 24 Month Term CD – $10,000 or more
0.70% APY • 30 Month Term CD
0.80% APY • 30 Month Term CD – $10,000 or more
0.80% APY • 36 Month Term CD
0.90% APY • 36 Month Term CD – $10,000 or more
1.05% APY • 48 Month Term CD
1.16% APY • 48 Month Term CD – $10,000 or more
1.16% APY • 60 Month Term CD
1.26% APY • 60 Month Term CD – $10,000 or more
APY = Annual Percentage Yield. APR = Annual Percentage Rate subject to change and may vary based on credit worthiness of borrower. All loans subject to approval.

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