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Balance Transfers

2.021% APR on Balances Transfers now through February 28th, 2021! You will also earn 1 rewards point for every $1 transferred.

Balance Transfer Details

Limit one balance transfer offer per member per promotional period. Transfers are not valid for payments towards other PCU loans. Must meet loan eligibility requirements. Restrictions apply. Terms and conditions subject to change without notice. Speak with a staff member for more details.

This card is issued by Preferred Credit Union pursuant to a license from Visa USA Inc.

Insured By NCUA.

PCU Platinum Visa® Credit Card

  • No Annual Fee
  • 28 Day Grace Period
  • Preferred Rewards (see below)
  • Platinum Card Benefits (see an associate for details)
  • Digital Wallet
  • Rates as lows as 7.99% APR*

*this is the lowest percentage rate available; your APR may be higher depending on your credit history

Need to make a payment?

Review our Visa Disclosure prior to application

Apply for your PCU Platinum Visa Credit Card

Need to increase your limit?

Need a balance transfer?

Review our Visa Disclosure prior to application

Apply for your PCU Platinum Visa Credit Card

Need to increase your limit?

Need a balance transfer?

Preferred Rewards

Use your PCU Platinum Visa® Credit Card for all your purchases big and small.

Enjoy these great features

  • An extensive rewards catalog with popular brands, top merchants, event tickets and more
  • Convenient online travel reservations
  • ShopSPOT card-linked bonus point offers
  • ShopSPOT online bonus point offers
  • And much more

Reporting Cards Lost or Stolen 
To report your Visa Credit Card or Debit Card as lost or stolen call 1-800-328-4131.

Reporting Fraudulent Activity
To dispute a change made to your Visa Credit Card or Debit Card call 1-800-328-4131.