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PCU Platinum Visa® Credit Card

  • No Annual Fee
  • 25 Day Grace Period
  • Preferred Rewards (see below)
  • Platinum Card Benefits (see an associate for details)
  • Rates as low as 7.99% APR*

*this is the lowest percentage rate available; your APR may be higher depending on your credit history

Need to make a payment?

Review our Visa Disclosure prior to application

Apply for your PCU Platinum Visa Credit Card

Need to increase your limit?

Need a balance transfer?

Review our Visa Disclosure prior to application

Apply for your PCU Platinum Visa Credit Card

Need to increase your limit?

Need a balance transfer?

Preferred Rewards

Use your credit card for all your purchases big and small. From groceries to fuel to utility bills, your everyday purchases will really pay off. You will earn 1 point for every $1 spent.

Enjoy these great features

  • An extensive rewards catalog with popular brands, top merchants, event tickets and more
  • Convenient online travel reservations
  • ShopSPOT card-linked bonus point offers
  • ShopSPOT online bonus point offers
  • And much more

Visa Balance Transfer

Less Is MORE! Consolidate your high interest credit cards to our Platinum Visa Credit Card for one low monthly payment. Plus NO Balance Transfer Fee!

Consolidating can reduce your payments and increase cash flow which is why Less Truly Is More!

Take advantage of our special Balance Transfer offer, you may qualify for a Visa gift card up to $100!

Apply for a Balance Transfer or call 1-800-328-4131 for more information.

Protect Your Cards With Real-Time Control!

CardNav adds another level of security to your cards by letting you decide how and when they can be used, and alerting you when any types of transactions you specify take place. You can even use CardNav to set personal spending limits that help you stay within your budget goals.

• Turn cards on or off in seconds.
• Use GPS to restrict transactions to businesses within a designated area.
• Limit card use to specific merchants or purchases.
• Receive real-time, in-app alerts that let you stop unauthorized purchases before they’re complete.
• Receive alerts when you’re getting close to any personal spending limits you’ve set.

Download the CardNav by CO-OP app, and gain a new level of security and control over your money today.

Exceptions: ATM Cards will not work with this program.

Reporting Cards Lost or Stolen 
To report your Visa Credit Card or Debit Card as lost or stolen call 1-800-328-4131.

Reporting Fraudulent Activity
To dispute a change made to your Visa Credit Card or Debit Card call 1-800-328-4131.

Debit Card Activation
Call 1-800-466-0040

Visa Credit Card Activation
Call 1-800-619-0245