Balance Transfer
2.99% APR on Balance Transfers January 1st 2026 through February 28th, 2026! You will also earn 1 reward point for every $1 transferred.
*APR = Annual Percentage Rate. 2.99% APR for 12 Months. Limit one balance transfer offer per member per promotional period. Transfers are not valid for payments towards other PCU loans. Must meet loan eligibility requirements. Restrictions apply. Terms and conditions subject to change without notice. Speak with a staff member for more details.
This card is issued by Preferred Credit Union pursuant to a license from Visa USA Inc.
Enjoy the great features
- An extensive rewards catalog with popular brands, top merchants, event tickets and more
- Convenient online travel reservations
- ShopSPOT card-linked bonus point offers
- ShopSPOT online bonus point offers
- And much more
PCU Platinum Visa® Credit Card
- No Annual Fee
- 28 Day Grace Period
- Preferred Rewards (1 point for every $1 spent)
- Digital Wallet
- Platinum Card Benefits
- Visa Disclosure | Apply Today
*This is the lowest percentage rate available; your APR may be higher depending on your credit score and credit history.
Reporting Cards Lost or Stolen
To report your Visa Credit Card or Debit Card as lost or stolen call 1-800-328-4131.
Reporting Fraudulent Activity
To dispute a change made to your Visa Credit Card or Debit Card call 1-800-328-4131.