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Credit Cards

Balance Transfer

1.99% APR on Balance Transfers now through February 28th, 2022! You will also earn 1 reward point for every $1 transferred.

*Limit one balance transfer offer per member per promotional period. Transfers are not valid for payments towards other PCU loans. Must meet loan eligibility requirements. Restrictions apply. Terms and conditions subject to change without notice. Speak with a staff member for more details. 

This card is issued by Preferred Credit Union pursuant to a license from Visa USA Inc.

2X Preferred Reward Points

Are you planning a Vacation or a Staycation this summer?  Use your Preferred Credit Union Platinum Visa® Credit Card from June 1st – July 31st 2022 and earn DOUBLE POINTS!*

Earn double reward points when you use your Preferred Credit Union Platinum Visa® Credit Card for qualifying purchases between June 1, 2022 and July 31, 2022. Qualified purchases for travel and home improvements will earn 2 points for each $1 spent. Existing cardholders and new cardholders are both eligible for bonus reward points. Points will post within 30 days of promotion end date.  Terms and conditions are subject to change without notice. Some restrictions may apply. Credit card approval depends on creditworthiness and other qualifications. Insured By NCUA.

Enjoy the great features

  • An extensive rewards catalog with popular brands, top merchants, event tickets and more
  • Convenient online travel reservations
  • ShopSPOT card-linked bonus point offers
  • ShopSPOT online bonus point offers
  • And much more

PCU Platinum Visa® Credit Card

*This is the lowest percentage rate available; your APR may be higher depending on your credit history

Visa Balance Transfer

Less Is MORE! Consolidate your high interest credit cards to our Platinum Visa Credit Card for one low monthly payment. Plus NO Balance Transfer Fee!

Consolidating can reduce your payments and increase cash flow which is why Less Truly Is More!

Take advantage of our special Balance Transfer offer, you may qualify for a Visa gift card up to $100!

Apply for a Balance Transfer or call 1-800-328-4131 for more information.

Preferred Rewards

Use your PCU Platinum Visa® Credit Card for all your purchases big and small. Earn 1 rewards point for every $1 spent.

Enjoy these great features

  • An extensive rewards catalog with popular brands, top merchants, event tickets and more
  • Convenient online travel reservations
  • ShopSPOT card-linked bonus point offers
  • ShopSPOT online bonus point offers
  • And much more

Reporting Cards Lost or Stolen 
To report your Visa Credit Card or Debit Card as lost or stolen call 1-800-328-4131.

Reporting Fraudulent Activity
To dispute a change made to your Visa Credit Card or Debit Card call 1-800-328-4131.