With Shared Branching, you gain access to 5,700 nationwide branch locations with traditional person-to-person teller service and nearly 30,000 ATM surcharge FREE ATMs.
When you visit a Shared Branching location, you will need to let them know you bank with Preferred Credit Union and provide them with your account number and a valid government issued ID. You will be able to make deposits (holds may apply), withdraws, transfer funds between accounts, balance inquiries, make loan payments and purchase official checks and money orders (availability of service and fees could vary at each location). While Shared Branching is a free benefit to PCU members, each Shared Branching location can charge fees for different services like cashing a check or purchasing official checks. Some transaction limitations do exist, like IRA deposits and withdraws and origination of new loans. There could also be some cash withdraw limitations based on the location visited.