Routing Number: 272480694

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Mortgage Programs


Purchasing a home is likely one of the largest financial investments a person will make. Getting the right mortgage is just as important as buying the right house.


Refinancing your home can be a helpful tool for home improvement projects, debt consolidation or simply lowering your monthly payment.

Home Equity Loans

Use your home to get the funds you need, at rates and terms that make sense for your budget.

  • Fixed term loan with up to 15 year repayment (up to 80% loan to value)
  • Fixed term or line of credit available
  • Get the home equity loan to suit your needs
  • No Appraisal and No Fee options (some restrictions may apply)
  • View our current rates
  • Apply Today!


Building your dream home can be easy and affordable when you choose Preferred Credit Union for your Construction Loan!

  • Principal residence and second homes
  • Land equity can be used for down payment requirements
  • Purchase of land can be included in project amount
  • Interest only payments during construction
  • General Contractor/Builder loans only
  • 6 to 12 months for construction
  • Maximum 30 years term for end loan
  • Apply Today!