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Fees Applicable to all accounts for PCU Members (verified 01/03/2022)




Deposit Item Return Fee $30.00/item
Excessive Withdrawal Fee* $3.00/item
Non-Sufficient Funds Fee $30.00/item
Stop Payment Fee $30.00/order



Check Copy (free online) $5.00/item
Courtesy Pay Fee $30.00/item
Overdraft Transfer Fee $5.00/transfer
Temporary Checks $5.00/12 checks
Premier Interest Checking (no fee with $1,500 daily balance) $10.00/Month
Business Interest Checking (no fee with $5,000 daily balance) $10.00/Month
Fresh Start Checking $10.00/Month



Monthly Transaction Items (1,000 free per month) $0.15/item
Currency Deposited Per Month ($10,000 free per month) $0.50/$1,000




Plastic Card Replacement Fee $5.00/card
Plastic Card Rush Fee $35.00/order
Plastic PIN Reorder Fee $5.00/order
Visa Gift Card or Reloadable Debit Card $5.95/card




Check Cashing Fee (free with $200 in savings or an active checking) $3.00/check
Expedited Payment Fee (3% of payment made, minimum of $15.00) $15.00 minimum
Phone Transfer Fee $2.00/Transfer
Statement or Account Printout Fee $1.00/page
On-Demand Deposits $10.00/deposit
Money Order $1.00/item
Official/Cashiers Check $3.00/check
Outgoing Wire Transfer Fee $15.00 domestic / $50.00 international




Account Research Fee $20.00/hour
Account Verification Fee $10.00
Bad Address Fee $2.00/month
Certified Mailing Fee $10
Christmas Club Early Withdrawal Fee $10.00/withdrawal
Copy Service $0.25/page
Credit Union Membership Fee (one-time fee at acct opening) $1.00
Dormant Account Fee (24 months with no activity) $15.00/month
Escheatment Fee $50.00
Fax Service $1.00/page
Garnishment/Levy/Subpoena $50.00/item
IRA Transfer/Rollover Fee $20.00
Legal Processing Fee $75.00
Loan Extension Fee $35.00/extension
Membership Closed in Less Than 90 Days Fee $25.00
Membership Re-opening Fee $10.00
Mortgage Payoff Fee $15.00
Third Party Collections Fees $20.00

*Excessive Withdrawal Fee: $3.00 per qualifying transaction on either a savings or checking account during a calendar month.  Six free transactions per month.  Qualifying transactions are cash withdrawals: via ATM or in a branch with a teller (includes Shared Branching locations).  Members can avoid the Excessive Withdrawal Fee by maintaining a combined savings daily balance of $200 (Primary Savings, Other Share Savings, Preferred Money, Vacation Club, Christmas Club, CDs and IRAs).