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Direct Deposit

Direct Deposit is an easy, safe and free service that will save you time by electronically depositing your payroll, social security or tax return checks into your Preferred savings or checking account.

Routing number
: 272480694
Account number:  Account number directly followed by the 3-digit suffix (no spaces or dashes).  Your account number and 3-digit suffix can be found via It’s Me 247 Online Banking and Account Statements.
Direct Deposit Form: If needed, complete the direct deposit form for your employer

On-Demand Deposits

Get paid sooner with On-Demand Deposits!  Now you can access payroll, social security or even tax return direct deposits as soon as you see them pending on your account!

 

  • Access pending direct deposits for immediate availability
  • $10 early access fee for each On-Demand Deposit
  • On-Demand Deposits available in It’s Me 247 Online Banking and the Preferred Mobile App
On-Demand Deposit Details

There is a $10 early access fee for each On-Demand Deposit you opt to access early.  Funds needs to be in your account to cover the On-Demand Deposit early access fee.   Pending direct deposit availability is determined by the payer and not Preferred Credit Union.  Not all direct deposits are received prior to their post date.  You can request On-Demand Deposits early access for pending direct deposits via It’s Me 247 Online Banking or the Preferred Mobile App.

Desktop:

  1. Log in to It’s Me 247 Online Banking
  2. Click ‘My Accounts’ on the main menu
  3. Click ‘ACH Transactions’
  4. Click ‘Post Now’ next to the pending Direct Deposit you wish to post On-Demand
  5. Select the account you wish the $10 On-Demand Deposit fee to come from
  6. Click ‘Post Now’

Mobile:

  1. Log in to It’s Me 247 Online Banking from the Preferred Mobile App
  2. Tap ‘Accounts’ on the bottom menu
  3. Tap ‘My Accounts’
  4. Tap ‘ACH Transactions’ (will only show if you have pending ACH transactions)
  5. Select ‘Post Now’ next to the pending Direct Deposit you wish to post On-Demand
  6. Select the account you wish the $10 On-Demand Deposit fee to come from
  7. Click ‘Post Now’

If you have any questions please call us at 1-800-328-4131 or visit www.PreferredCU.org/Contact

Direct Deposit of your Federal Benefit Payments

To sign up for direct deposit of your federal benefit payments such as Social Security, SSI or VA Compensation and Pension Payment:

 

  • Go to the U.S. Department of Treasury website: www.godirect.org
  • Enroll by phone by calling the U.S. Department of Treasury at 1-800-333-1795