Routing Number: 272480694

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Savings Accounts

Share Savings Account

When you join Preferred Credit Union, the first account you’ll open is a savings account.

  • $5.00 Minimum Balance
  • Dividends paid quarterly on balances of $50 and greater

Preferred Money Account

The Preferred Money Account is a tiered savings account, the higher the balance the higher the interest rate.  A tiered savings account like Preferred Money is a good option for those who want the flexibility of a savings account with a higher interest rate.

  • $500 Minimum balance in Preferred Money Account to open
  • No monthly service charges
  • Interest is computed daily and paid monthly
Couple at the hospital discussing a health savings account for medical expenses

Health Savings Accounts

HSA’s (Health Savings Accounts) can help pay for qualified medical expenses.

  • Health Savings Account:  0.25% – 1.00% APY*
  • No minimum balance
  • No annual fee
  • Free debit card and checks

Individual Retirement Account

With an IRA (Individual Retirement Account), you get to choose the type of account that works best for you.

Youth Accounts

You’re never too young to start saving! For kids 12 and under Penny’s Pals is a great way to introduce your child to becoming financially savvy. And teens who learn money management skills today are more likely to make good financial decisions in the future, check out Teen Scene for youths 13 to 17 years of age.

  • No monthly service charges
  • $5.00 minimum balance
  • NCUA insured up to $250,000
  • Dividends paid on balances of $50 and greater

Vacation Club

  • Vacation Club: 0.20% APY*
  • No minimum balance required to open the account
  • Have your money deposited into your account through payroll deduction

The Vacation Club is designed to help you save money little by little so you can take that well needed vacation you have worked so hard for.

family opening Christmas presents

Christmas Club

  • Christmas Club: 0.20% APY*
  • No minimum balance to open the account
  • Have your money deposited into your account through payroll deduction
  • Early withdrawal fee

Christmas Club Accounts will automatically transfer over into your Share Savings Account on September 30th of each year. Once the funds are transferred out, your account remains open so you can start saving for the following year.

Your Preferred Financial Partner

Preferred Credit Union is a full service financial institution helping to serve the needs of those who work and live in our community. As your Preferred Financial Partner, our goal is to provide great member service while helping you save time and money on the products and services you need.