IDCheck
by Co-Op for Shared Branching
The convenience of Shared Branching is easier and more secure than ever!
Introducing IDCheck, a new tool designed to enhance security and streamline identity verification for Shared Branching transactions when visiting another state. IDCheck helps participating Credit Unions in shared branching validate guest members’ identities more effectively, reducing the risk of potential fraud.
Effective May 1st, 2025
Starting May 1, 2025, all Shared Branching users (who utilize a Shared Branch in another state) must preload their state-issued driver’s ID into the IDCheck application before visiting a Participating Shared Branch location. This ensures a smoother and more secure transaction experience for everyone involved.
When you arrive at the branch, or before, you will be asked to scan a QR code with your mobile device and follow the instructions on the screen to get a member verification code.
- Enter your Credit Union’s name – will be able to choose from a drop-down list.
- Enter your Member Number and last 4 digits of social security number.
- Take a picture of the front of your government issued ID.
- Take a picture of the back of your government issued ID.
ID is stored so this can be reused instead of taking a new photo every time.
- Take a Selfie
Your selfie is stored so this can be reused instead of taking a new photo every time.
- You will be given a verification code – this code is good for 20 minutes and must be provided to the Teller prior to performing the transaction.
- Proceed to the Teller and provide them with your verification code
- Complete transaction as normal
If you are not able to get a verification code this does not mean your transaction cannot be performed. The teller may be able to verify you by means other than the New IDCheck system. Need more information on this new IDCheck system for co-op shared branching? Reach out to 1-800-328-4131 we will answer any questions you might have.
