Loan Payments by Credit Card, Debit Card or ACH
Save time and money!
Make payments anytime and anywhere!
Make a one-time payment or set-up recurring payments
Make loan payments online via Credit or Debit card, or directly from your savings or checking account at another financial institution! If your savings or checking is with Preferred, please login to It’s Me 247 to make payments.
Things to know about using LoanPay Xpress
- First time users will need to create a user name and password. User names should be between 8 and 12 characters. The password should be between 6 and 12 characters, including a special character and have at least one upper case letter.
- Allow 2-3 business days for your payment to process. Payments made after 4pm Eastern will be processed on the next business day.
- Visa Credit Cards are not accepted for online loan payments. To make a payment with a Visa Credit Card you must call us at 1-800-328-4131 to process the payment. Visa Debit Card payments are accepted for online payments.
- Payments for Preferred Credit Union Visa Cards starting with 4202 are currently not accepted online. Please call us directly at 1-800-328-4131 to make a payment.
- When making a payment with a Debit or Credit card a $15 convenience fee will be applied for payments up to $1,000 and $30 convenience fee will be applied for payments over $1,000.
- ACH payments from a Savings or Checking account are free.
Getting started is easy. Grab these items and click Make a Payment!
Your Preferred Credit Union account number and loan number
Birth date of the primary owner
Debit/Credit card number or Routing & Account number from where the payment will be made