Routing Number: 272480694

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Youth Accounts

Credit Union Youth Month

Entry Guidelines

  • Giveaway Run Time: April 1st thru April 30th
  • PCU Youth Members 17 years and younger are eligible to enter

How To Enter

Make a deposit into your PCU Youth Account during the month of April. Each deposit made in April is an entry to win. Entries are limited to one per day. 

No purchase necessary. The giveaway is open to youth members 17 years of age and younger.  The giveaway begins on 4/1/25 and ends on 4/30/25. One entry will be awarded with each deposit into a PCU Youth Savings Account.  Limit to one entry per day.  The winner(s) will be selected at random and notified via email or phone within 14 days of the giveaway closing. The winner must respond within 14 days to claim the prize. Odds of winning depend on the number of eligible entries received. One Galaxy Projector will be awarded at each PCU branch location, (6) in total. No cash equivalent, substitution, or transfer of prize is permitted.  Subject to all applicable laws and regulations. PCU employees and their immediate families are not eligible to win. Void where prohibited.

You're Never too Young to Start Saving!

Penny’s Pals and Teen Scene accounts are a great way for your children to learn financial responsibility. Children who learn money management skills today are more likely to make positive financial decisions in the future.

Youth Savings Accounts

  • Penny’s Pals is a youth savings account available for children 12 years older and younger
  • Teen Scene is a teen savings account available for youths 12 years to 17 years of age
  • No monthly service charges
  • Dividends paid on balances of $25 and greater
  • Download the PCU Youth Brochure
  • $1 Membership Fee
  • $5 for Minimum Balance
  • Social Security Card
  • Birth Certificate or Government Issued ID
  • An adult will need to sign as a joint owner

Youth CD Investments

Start investing towards the future with a Youth CD.

  • 12 Month Term
  • Low $100 Minimum deposit to open
  • Add funds throughout the life of the certificate


An adult must sign as a joint owner and a savings with a $5 balance is also required.

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Your Preferred Financial Partner

Preferred Credit Union is a full service financial institution helping to serve the needs of those who work and live in our community. As your Preferred Financial Partner, our goal is to provide great member service while helping you save time and money on the products and services you need.