Fee Guide
Fees Applicable to All Accounts for PCU Members (Verified 03/14/2023)
ALL ACCOUNT | Fee |
| Deposit Item Return Fee | $30.00/item |
| Non-Sufficient Funds Fee | $30.00/item |
| Stop Payment Fee | $30.00/order |
CHECKING ACCOUNTS | |
| Check Copy (free online) | $5.00/item |
| Courtesy Pay Fee | $30.00/item |
| Overdraft Transfer Fee | $5.00/transfer |
| Temporary Checks | $5.00/12 checks |
| Premier Interest Checking (no fee with $1,500 daily balance) | $10.00/Month |
| Business Interest Checking (no fee with $5,000 daily balance) | $10.00/Month |
| Fresh Start Checking | $10.00/Month |
BUSINESS ACCOUNTS | |
| Monthly Transaction Items (1,000 free per month) | $0.15/item |
| Currency Deposited Per Month ($10,000 free per month) | $0.50/$1,000 |
CARD SERVICES | |
| Plastic Card Replacement Fee | $5.00/card |
| Plastic Card Rush Fee | $35.00/order |
| Visa Gift Card or Reloadable Debit Card | $5.95/card |
GENERAL SERVICES | |
| Bill Pay | FREE |
| Expedited Payment Fee (3% of payment made, minimum of $15.00) | $15.00 minimum |
| Statement or Account Printout Fee | $1.00/page |
| On-Demand Deposits | $10.00/deposit |
| Money Order | $1.00/item |
| Official/Cashiers Check | $3.00/check |
| Outgoing Wire Transfer Fee | $15.00 domestic / $50.00 international |
MISCELLANEOUS | |
| Account Research Fee | $20.00/hour |
| Account Verification Fee | $10.00 |
| Bad Address Fee | $2.00/month |
| Certified Mailing Fee | $10 |
| Christmas Club Early Withdrawal Fee | $10.00/withdrawal |
| Copy Service | $0.25/page |
| Credit Union Membership Fee (one-time fee at acct opening) | $1.00 |
| Dormant Account Fee (24 months with no activity) | $15.00/month |
| Escheatment Fee | $50.00 |
| Fax Service (restrictions apply – same area code only) | $1.00/page |
| Garnishment/Levy/Subpoena | $50.00/item |
| IRA Transfer/Rollover Fee | $20.00 |
| Legal Processing Fee | $75.00 |
| Loan Extension Fee | $35.00/extension |
| Membership Closed in Less Than 90 Days Fee | $25.00 |
| Membership Re-opening Fee | $10.00 |
| Mortgage Payoff Fee | $15.00 |
| Third Party Collections Fees | $20.00 |
